Cyber Insurers jostle for pole position in exploding market

Reduced risk equals reduced premiums or other incentives.

Reduced risk requires continuous visibility and monitoring and assessment.

The Black Box vehicle insurance model provides a framework for understanding how information transmitted to a ” data centre ” about the way a young person drives a car will result in that person receiving a reduced premium or other incentives .. or not.

If business owners run their businesses in a way that ensures practical protection against the most common cyber attacks then they will equally be rewarded.

This model already exists in a simple way. Right now if you go to certain Cyber Insurance companies and you have the Cyber Essentials certification you will get incentives for this.

However Cyber Essentials is like your MOT – it is an annual event and a lot can happen within the year. Your systems can be altered so that ” holes ” appear for example.

It is likely that Cyber Essentials will recommend and Cyber Insurers will insist upon continuous monitoring against the Cyber Essentials ( or equivalent in other countries ) standard.

Exactly like the vehicle black box requirements.

Exactly how this ” Black Box for Businesses ” that we have will be utilised and what incentives will be provided has yet to be determined.

For certain many cyber insurers want to provide the best solution at the best price. They want to either remain or become the premier provider of cyber insurance globally.

If you speak to cyber insurance brokers about who is the best underwriter in the space at the moment it comes down to the clients specific requirements and the wording in the cyber insurance terms and conditions and the coverage of certain risks.

Download Report on Cyber Insurance market here >>

If you would like an online demonstration of the LuJam Cyber solution please contact or call +44 (0)117 373 6186 and ask for Chris ref. online demo.

We have BIG DATA – how much would you like ??

We don’t collect all the data on our clients networks but we do collect a lot of it.

Our partners and clients have differing views on how much of it they want.

At one end we have, for example, supply chain heads ( eg Global Manufacturers ) and cyber insurance companies that simply want an overview.

We sometimes refer to it as ” Traffic Light Information ” eg Red light – it is NOT cyber secure. Amber – some issues. Green – It is secure. On a daily basis.

Others might say just give us a Risk Score – say 95% secure. Or a Pass or Fail.

For many reasons they don’t want to impose or pry and they don’t want the deep detail.

At the other end of the scale are those ( probably our Managed Service Provider and Cyber Security Consultant Partners ) who want cyber security risks highlighted – probably as part of their overall management ( SIEM ) platforms – and then be able to drill down into the details where there are problems and employ specific tools eg Vulnerability scanner or end point agents to further analyse the situation.

They might want to know not just which device is the issue but whose device that is and what operating system and applications it is using.

When we designed our solution originally the amount of data and the user interface was appropriate for the home user or small business manager.

The amount of data and the way it is presented is not really a massive deal to us.

The solution is built to integrate. It is multi-tenant and white label-able.

You tell us how much of our Big Data you want and we will work with you to present it in a way that suits you.

If you would like an online demonstration of the LuJam Cyber solution please contact or call +44 (0)117 373 6186 and ask for Chris ref. online demo.

LuJam Technical Updates

Working with and guided by GCHQ/NCSC/IASME and our Partners and our Partner Steering Group we are rapidly adding functionality to our solution.

If you want to see our latest Technical Announcements look HERE

If you have any suggestions as to what we can add to our solution to help you as a partner or an end user please let us know.

You can submit a suggestion HERE.

If you would like an online demonstration of the LuJam Cyber solution please contact or call +44 (0)117 373 6186 and ask for Chris ref. online demo.

LuJam Cyber Security Authorised Partner List

We have partnered with a select number of companies in the UK and abroad. Some partners have International reach and operations.

This list is growing all the time and so it may not include all partners at all times.

Our partners tend to be leading edge, innovators and early adopters and they want to work with a disruptive company who understands that the PRIMARY GOAL is to get SMB’s and Supply Chains Cyber Secure as soon as possible. Certification is a validation of being secure and the secondary objective. Continuous monitoring against the relevant Cyber Security standard is increasingly a mandatory requirement.

In broad terms this list runs from North to South of the UK.

nte – National/International – We listen carefully to understand your success factors, simplifying technology and delivering solutions that have a real and positive impact on your business.

Safe & Secure IT Solutions – North – – The easiest way to protect your business, without sacrificing your resources, time, or budget.

Vorago Security – North –


Security should be built around your business operations, we can design and implement security to fit. 
We are focused on finding solutions to security risks that work for you.

Elite Reception

Satellite, TV, Sound Systems,CCTV,Alarms,Security.

CyberQ Group – Midlands/International –

Award Winning Artificial Intelligence and Automated Cyber Security.

We make your business Resilient.

Ilicomm – Midlands/National – Working with businesses across the UK & Ireland helping to reduce IT expenditure and mobilise their workforce

Safe and Secure World


Dial A Geek – West –

Tell us where you are today 
and we’ll help you build for tomorrow

OxSec Limited – Midlands/National

We make Cyber Defence

painless and seamless.

Octree Limited – Midlands/South Providing specialist IT Support to the Finance, Accounting and Legal sectors

Macnamara ICT Limited – London/National

Making IT better for everyone


Freedom Tech Solutions – London/International – Technology: Unleash the power of your abilities

BC Technologies – South – – A friendly forward thinking team, we would love the opportunity to discuss your IT issues. As well as Cyber Security and IT Support we offer a range of related products such as CCTV and phone systems. – Channel Islands – SOLUTIONS THAT WORK

The Cyber Highway – Global –

The Direct Route to
Cyber Essentials Certification –
and a safer Cyber Future for
your business.

Cisware – France/International

If you would like an online demonstration of the LuJam Cyber solution please contact or call +44 (0)117 373 6186 and ask for Chris ref. online demo.

Being Cyber Secure is important but so is….

being in Control of your business….

and being in control means that you have the right business information at your finger tips displayed in a simple and meaningful way…

That might mean that it is integrated into your Business Information applications. Part of an overall Business Information dashboard.

To get the information you need to ..

Detect ..

the presence of all devices that are using your networks. Not just PC’s, laptops, ipads and mobiles but ALL IoT devices … alarms, cctv, voice activated devices,manufacturing controls etc etc

Company issued devices and Bring your own Device ( BYOD ) .. those network using devices that staff and visitors bring into your business premises.

It is nearly always a surprise to our clients how many devices are actually in use in their premises.

When you have detected them you have VISIBILITY of the hardware aspect and then you need to

Monitor ..

Who and what and where and when and why are these devices talking to ?

On your premises or off your premises ?

What is the typical pattern of communications ?

( A useful facility built into LuJam is that of monitoring your Internet Connection – when is it up or down ?? )

We establish ” normal behaviour ” and we are increasingly able to detect and highlight abnormal behaviour ( eg the salesperson that hates using the CRM application but is suddenly on it for 48 hours straight … is he leaving ? )

We also find that people are using applications and visiting websites that they shouldn’t be. ( Bad websites are simply black listed and blocked – but can be white listed )

Now you have VISIBILITY of how devices and applications are being used on your network and a

Digital Asset Register..

and you have an understanding of communications and applications usage patterns

NOW you are really getting in control !!

Now COMPLIANCE with the policies and directives that you issued as a Director of the Business with Fiduciary Duties in an effort to comply with eg GDPR Regulations – can be verified.

( N.B. Typically a companies board has to think about many aspects with regard to cybersecurity:

Regulation: Are regulatory requirements being met?

Fiduciary duty: Is the company acting appropriately with regard to cybersecurity for our stakeholders ( customers and shareholders ) ?

Company liability: How does a failure to perform effectively in cybersecurity affect overall business performance?

Personal liability: If I am the CISO and we underperform in cybersecurity, might that affect my position? )

Now your Cyber Insurer can assess the


in your business.

Your Cyber Security responsible person or company can easily help you get certified to Government standards ( Cyber Essentials, CE Plus, ISO 27001 ) but this will not just be an annual assessment it is a 365,24-7 compliance with those standards.

With a

Risk Assessment and Cyber Essentials certification your Cyber Insurer will balance Risk against Premium and be inclined to reward you for your efforts.

So you are cyber secure, you are in control, you are compliant, your policies are actually being adhered to you saved the business money on cyber insurance and GDPR risks and we like to say..

Peace of Mind has arrived.

N.B. We develop LuJam Cyber guided by GCHQ, NCSC, IASME and our partners and clients. If there is something you would like to see us doing please let us know.

If you would like an online demonstration of the LuJam Cyber solution please contact or call +44 (0)117 373 6186 and ask for Chris ref. online demo.

LuJam Cyber Security Management Team gear up for Global Growth

We are just reaching the end of our time in the GCHQ/NCSC/Wayra Cyber Accelerator near Cheltenham and have the honour of going straight into the Tech Nation Top 20 UK Cyber Security Global Scale Ups.

In an earlier blog post we talk about the final presentation that we did to top Government and Security officials in the Royal Society of Arts.

For this we worked hard on updating, honing our message and simplifying it.

Yes we are a Cyber Security company focused on the SMB market. We were guided by GCHQ/NCSC/IASME into providing continuous ( 24/7, 365 ) monitoring against the Cyber Essentials standard.

We could actually provide continuous monitoring against any Cyber Security standard anywhere in the world.

We have also been guided by our Managed Service Provider and Cyber Security Consultant partners and Supply Chain Heads and Cyber Insurance providers into being a pro-active cyber security, compliance and risk scoring provider.

Our Managed Service Providers also want us to integrate into their existing proactive management systems, including computer security, security information and event management ( SIEM ) systems.

They have many management tools but not, typically, a cyber security management system that is affordable and easily integratable.

A product that may have been described early on in it’s development as a managed firewall device has become a solution for discovery, awareness, monitoring,control,penetration and ultimately peace of mind.

We are very fortunate to have drawn together a very strong and experienced team that has started and built up many companies. Taking some to Silicon Valley and New York and others to UK exits.

When you consider that 97% of all companies globally are SMB’s and the fact that we are also involved in the Remote Office and Home Worker sectors it is obvious that we have a huge global market for our solutions.

If you would like an online demonstration of the LuJam Cyber solution please contact or call +44 (0)117 373 6186 and ask for Chris ref. online demo.

Cyber Insurers are looking for a Pink and Red Box

Recently our Sales Director Chris met with some senior general cyber insurance underwriters and also Shipping Insurers in #London.

Chris Windley, Sales Director

Around 10 Cyber Insurance related companies representatives visited us at #Infosec recently when we were in the Innovation area – showing the general level of interest.

The underwriters confirmed that they were looking for a ” Black Box for Vehicles ” equivalent for the insurance industry for businesses ( and shipping ). The #RaspberryPi that we use when we put a physical sensor on a client site may be the answer.

They also confirmed that, directly and indirectly ( via brokers ) they are recommending to their clients to get continuous assessment of Cyber Essentials which will mean that

a) They are more likely to take the business ( because risk reduced )


b) will offer eg reduced premiums and incentives to clients that do.

Unsurprisingly some underwriters and brokers are pioneering in this area. One broker I met recently  has had a 400% increase in cyber insurance business in the last year.

A lot of Managed Service Providers ( MSP’s ) are working closely with a local

#CyberInsurance broker.

I also see seminars being held that include, for example:

Cyber Essentials Certification Bodies ( if the MSP is not one )

The local Cyber Protection Officer ( CPO ) from the Regional Organised Crime Unit ( ROCU ).

Cyber Specialist Law Firms/Departments


Cyber Security and Data Backup OEMs.

This coming together of related parties to fight cyber attacks is a growing trend.

Macnamara ICT and LuJam Cyber partner for Continuous Cyber Monitoring

30 June 2019

Macnamara and LuJam

Macnamara has been involved with Cyber Essentials since the start, first becoming a certification body in April 2015, a few months after the scheme launched. We see the Cyber Essentials approach as a fantastic way for small businesses to achieve greatly improved security within their limited time and resource budgets. This is true whether they go for certification or not: we always advise that they do, after all they have done the work and might as well have the recognition to go with it.

One weakness though that we have been conscious of with Cyber Essentials is the risk of a false sense of security. In our experience, small businesses often approach the initial readiness process with great enthusiasm – especially if they are going for certification. The problem is that certification at both the self and externally assessed levels only covers a specific point in time. It can be hard to maintain the enthusiasm to make sure controls are kept in place once the certification buzz has passed. We have found that pressing immediate needs of the moment often lead to people overriding or even removing controls altogether.

We were very excited therefore when we came across the Lujam’s continuous monitoring approach. There are, of course, plenty of monitoring tools around but most are beyond the technical skills or budgets of our small business clientele. And, like all MSPs, we have our own suite of monitoring tools. But these are focussed on system support and maintenance rather than security. The LuJam sensor and service perfectly plugs the gap, giving us an affordable approach to monitoring client environments specifically around the five Cyber Essentials security controls.

It is easy for us to build LuJam into our service for existing clients as in most cases they are already paying for a variety of tools we use to protect them – several of which we can replace with LuJam. And, for new clients, LuJam provides us with a means of creating a big impression quickly.

For those clients to whom we have explained the benefits we have encountered precisely zero resistance – especially as we are able to onboard them at very low cost. In our first month as a Lujam partner we have found homes for the LuJam sensor in financial management, manufacturing and a counselling practice.

One particularly interesting (for us) use case is in a factory where we have VLAN’d the industrial control systems apart from the office network with some monitoring traffic passing from the control system network to the main office network and a limited requirement for external support companies to access the control systems. As we have no computers (in the traditional sense) on the control system network we were stumped for a cost-effective way of monitoring this network, LuJam provides a perfect mechanism for doing so. We know precisely what traffic should be on that network and we can use LuJam to quickly alert us to anything unusual.

LuJam also provided the answer to another conundrum. A client had sublet part of their office building but wanted to be able to keep a light touch eye on traffic in and out of the sublet network in the sense of wanting to know how much bandwidth was being consumed and making sure that nothing questionable was happening on their publicly identifiable IP address. LuJam allows to implement some very light tough and non-intrusive monitoring to satisfy this requirement.

If you would like an online demonstration of the LuJam Cyber solution please contact or call +44 (0)117 373 6186 and ask for Chris ref. online demo.

Demo Day – The Final of The NCSC Cyber Accelerator

NCSC Cyber Accelerator third cohort.

In the Great Room of the Royal Society of Arts, London, overlooked by Viscount Folkestone, First President of the Society of arts, painted by Gainsborough, representatives of the Government and Security bodies listened to 7 start-ups (including LuJam), their introducers and key speakers talk about their solutions for helping protect this nation and in many cases all nations.

This was the final presentation of the year and the speakers included the Secretary of State for Digital, Culture, Media and Sport, the Right Honorable Jeremy Wright, Baroness Neville-Jones (former Chairman of the Joint Intelligence Committee) and Chris Ensor, Deputy Director for Cyber Skills and Growth, National Cyber Security Centre.

Our CEO Tim Moran outlined how we stopped 95% of cyber-attacks in just 7 days utilising the 5 Controls of the NCSC’s Cyber Essentials program and then provided continuous monitoring and risk checking.

Our CEO (Tim Moran) explaining how LuJam’s solution delivers effective Cyber Security in 7 days.

Our SMB market alone was a global $20 Billion opportunity and 50% of all SMB’s were now supported by Managed Service Providers (as well as IT Services companies, Telco’s and Internet Service Providers). 

Tim showed our impressive list of Telcos/Distributors/ODM’s and MSP’s as well as those mentors like GCHQ and Tech Nation we were working with.

Our predicted exponential growth comes from a basic formula of MSP’s times clients and prospects times multiple locations and networks.

However he also explained that we are barely scratching the surface as huge opportunities in addition to SMB include Remote Workers (to enterprises), cyber insurers and supply chains ie the Enterprise related market and the Home Office/Wealth Management sector.

Also, yet to be analysed is the global shipping market.

Baroness Neville-Jones Keynote theme was that simple, direct effective cyber security was required and Tim and I spent some time discussing this with her.

Rt Hon. Baroness Neville-Jones DCMG: “If you make security complex, it’s much less likely to be effective. Make it simple, make it direct and you will raise the level of performance.”

Many Potential Investors surrounded Tim after his talk which was great to see.

We explained to one that although at the moment we were spending quite a lot of time bringing each Telco/MSP onboard right now (and listening to their detailed needs and requirements) using digital sales techniques we were streamlining and speeding up the onboarding process very quickly.

If you would like an online demonstration of the LuJam Cyber solution please contact or call +44 (0)117 373 6186 and ask for Chris ref. online demo.